diff --git a/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/bean/profitsharingV3/ProfitSharingMerchantMaxRatioQueryResult.java b/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/bean/profitsharingV3/ProfitSharingMerchantMaxRatioQueryResult.java
new file mode 100644
index 0000000000000000000000000000000000000000..ec5ed92d51f9d035411f88b1d1a7fc8674633064
--- /dev/null
+++ b/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/bean/profitsharingV3/ProfitSharingMerchantMaxRatioQueryResult.java
@@ -0,0 +1,27 @@
+package com.github.binarywang.wxpay.bean.profitsharingV3;
+
+import java.io.Serializable;
+
+import com.google.gson.annotations.SerializedName;
+import lombok.Data;
+
+/**
+ * 微信V3接口-查询特约商户设置的允许服务商分账的最大比例结果类
+ *
+ * @author 狂龙骄子
+ * @since 4.4.0
+ * @date 2022-12-09
+ */
+@Data
+public class ProfitSharingMerchantMaxRatioQueryResult implements Serializable {
+  private static final long serialVersionUID = -6259241881199571683L;
+
+  /** 子商户号 */
+  @SerializedName("sub_mchid")
+  private String subMchId;
+
+  /** 子商户允许服务商分账的最大比例，单位万分比，比如 2000表示20% */
+  @SerializedName("max_ratio")
+  private Integer maxRatio;
+
+}
diff --git a/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/service/ProfitSharingV3Service.java b/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/service/ProfitSharingV3Service.java
index 7150d6f30773e1ff83399e827e29352495a6df8b..c884ba602d17e067f44f29ff42e3996689e732fe 100644
--- a/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/service/ProfitSharingV3Service.java
+++ b/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/service/ProfitSharingV3Service.java
@@ -8,9 +8,27 @@ import com.github.binarywang.wxpay.exception.WxPayException;
  * 微信支付V3-资金应用-分账
  *
  * @author pg 2021-6-23
- * created on  2021-6-23
+ * @date 2021-6-23
  */
 public interface ProfitSharingV3Service {
+  /**
+   * <pre>
+   * 查询最大分账比例
+   *
+   * 可调用此接口查询特约商户设置的允许服务商分账的最大比例
+   * 文档详见: https://pay.weixin.qq.com/wiki/doc/apiv3_partner/apis/chapter8_1_7.shtml
+   * 接口链接: https://api.mch.weixin.qq.com/v3/profitsharing/merchant-configs/{sub_mchid}
+   * </pre>
+   *
+   * @param subMchId 子商户号（微信支付分配的子商户号，即分账的出资商户号）
+   * @return {@link ProfitSharingMerchantMaxRatioQueryResult} 特约商户设置的允许服务商分账的最大比例结果
+   * @throws WxPayException the wx pay exception
+   * @see <a href="https://pay.weixin.qq.com/wiki/doc/apiv3_partner/apis/chapter8_1_7.shtml">服务商平台>>API字典>>资金应用>>分账>>查询最大分账比例</a>
+   * @since 4.4.0
+   * @date 2022-12-09
+   */
+   ProfitSharingMerchantMaxRatioQueryResult getProfitSharingMerchantMaxRatio(String subMchId) throws WxPayException;
+
   /**
    * <pre>
    * 请求分账API
diff --git a/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/service/impl/ProfitSharingV3ServiceImpl.java b/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/service/impl/ProfitSharingV3ServiceImpl.java
index 92d724177f2d5e5f17aa1d042753d43e3190a7cb..d43facd24c5cc8583a98b9f98755a94afd8b3634 100644
--- a/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/service/impl/ProfitSharingV3ServiceImpl.java
+++ b/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/service/impl/ProfitSharingV3ServiceImpl.java
@@ -2,7 +2,6 @@ package com.github.binarywang.wxpay.service.impl;
 
 import com.github.binarywang.wxpay.bean.ecommerce.SignatureHeader;
 import com.github.binarywang.wxpay.bean.profitsharingV3.*;
-import com.github.binarywang.wxpay.config.WxPayConfig;
 import com.github.binarywang.wxpay.exception.WxPayException;
 import com.github.binarywang.wxpay.service.ProfitSharingV3Service;
 import com.github.binarywang.wxpay.service.WxPayService;
@@ -31,6 +30,13 @@ public class ProfitSharingV3ServiceImpl implements ProfitSharingV3Service {
   private static final Gson GSON = new GsonBuilder().create();
   private final WxPayService payService;
 
+  @Override
+  public ProfitSharingMerchantMaxRatioQueryResult getProfitSharingMerchantMaxRatio(String subMchId) throws WxPayException {
+    String url = String.format("%s/v3/profitsharing/merchant-configs/%s", this.payService.getPayBaseUrl(), subMchId);
+    String result = this.payService.getV3(url);
+    return GSON.fromJson(result, ProfitSharingMerchantMaxRatioQueryResult.class);
+  }
+
   @Override
   public ProfitSharingResult profitSharing(ProfitSharingRequest request) throws WxPayException {
     String url = String.format("%s/v3/profitsharing/orders", this.payService.getPayBaseUrl());